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Post subject: Coffee Machines on Credit?
 Posted: Aug 31, 2006 - 11:54 AM
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Hi There,
I am thinking of setting up my own company selling household coffee machines, coffee and accessories.
I am planning to go to an investor with the bussiness plan and ideas shortly but first I want to see if one of my ideas bode well with TMC (as I was told if I want to know anything about coffee to come here...)
Basically I want to offer all my high ticketed items on a finance option.
When you guys bought your machines, would you have considered using finance if it was available?
Also, if you were offered a store card with it, would you feel more likely to buy from that company again?
I would have liked to put this in a poll, but I see no options for that...
Can you give me your feedback and let me know if there is anybody who already does this in Europe? Obviously TMCers would be entitled to discounts if we go ahead ; ) ; )
Thanks for all your help guys...
GOD BLESS COFFEE!! |
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chemistone
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Post subject:
Posted: Aug 31, 2006 - 01:57 PM
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Joined: Feb 28, 2006
Posts: 430
Location: Gouda (Netherlands)
Status: Offline
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For me I would never buy such a thing on a finance. If I don't have the money I wouldn't buy it.
The only thing I finance is a house and that's it.
If you have to finance other things be very carefull. Save money and buy it or don't buy it at all. If you can't save the money, you can't pay it back either.
It has become a trend in shops in the NLs that you can finance it, it is even mentioned at the price label of many items. I try to avoid such shops as much as possible. |
_________________
As a final touch God created the Dutch
Mazzer mini, ECM GiottoČ
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HughF
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Post subject:
Posted: Aug 31, 2006 - 02:07 PM
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Joined: Sep 25, 2003
Posts: 1093
Location: Hampshire, UK
Status: Offline
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I'd also be unlikely to buy on finance.
Cheers,
Hugh |
_________________
La Spaziale S1, Macap MXK conical + MM-E grinders (Macap MC6 at work), e-Santos vac pots, HotTop KN882P roaster, various cafetieres
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Slimboyfat
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Posted: Aug 31, 2006 - 02:14 PM
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Joined: Jun 21, 2006
Posts: 304
Location: Essex UK
Status: Offline
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mmm.. interest free credit mmmm...
buy now, nothing to pay for ten years, interest free for twenty - put me down for a Mazzer! |
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...never knowingly underfed
expobar pulser, quickmill 031, Reg Barber Radical Pro US curve, Koenigbot, aerobie, armour plated welded 1910 hybrid german whirley, several french presses, antique nepolitana, an old stovetop, Zassenhaus that smells of pepper and a hoover attachment colander/cooler thing
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Davec
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Post subject:
Posted: Aug 31, 2006 - 02:15 PM
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Joined: Sep 15, 2005
Posts: 1072
Location: UK
Status: Offline
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| With respect to coffee machines, my personal view is: if I can't afford it, I shouldn't have it. Saving to buy something is what I personally do. |
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Raf
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Posted: Aug 31, 2006 - 04:13 PM
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Site Management
Joined: Aug 23, 2003
Posts: 1706
Location: Brussels, Belgium
Status: Offline
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| I agree with the fiscally responsible crowd here: save-ity first! |
_________________
This week I am eagerly anticipating the first god shots from my La Spaziale machine....
La Spaziale S1, Vibiemme Domobar (retd), Mazzer Mini Electronic, Behmor 1600 230V
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monkey66
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Post subject:
Posted: Aug 31, 2006 - 06:26 PM
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Joined: Mar 07, 2006
Posts: 655
Location: London
Status: Offline
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| If I wanted to buy anything on credit there are many options. I am sure some people would buy a mchine on credit but I don't see this as a USP for setting up a business. |
_________________
Bezzera BZ99S with CAL PID
Mazzer Super Red
Large toolbox
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Post subject:
Posted: Aug 31, 2006 - 06:59 PM
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Hi,
BTW: This is not thought up as the USP. It is just one of the 'yet confirmed' ideas we have. THe more feedback the better decision..
Ta |
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AlanP
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Post subject:
Posted: Aug 31, 2006 - 08:16 PM
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Joined: Dec 13, 2004
Posts: 648
Location: Bangor UK
Status: Offline
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No thanks to finance deals,store cards,bonus points etc.
I believe the most important thing around here is customer service.
Word soon gets put about which companies are willing to listen and help.
More importantly,which companies aren't.
Good luck
Alan |
_________________
Zaffiro (sold) - Cona - AeroPress
Rocky - IRoast (I ruined it) - Hottop
Now mainly use French Press
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CakeBoy
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Post subject:
Posted: Aug 31, 2006 - 09:06 PM
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Joined: Oct 18, 2005
Posts: 9604
Location: Oxfordshire, England
Status: Offline
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| If you would like to set up a poll you will need to join. Polls are a member feature. I would not personally finance coffee equipment either. |
_________________
www.CakeBoy.co.uk
International muffin blagger
Iberital L'Anna 1 Gp Hand-Fill | Wega Orion 2 Gp | Bezzera 1 Gp | Rancilio Audrey PID | Spidem Trevi
Iberital MC2 Timed | Macap M4 DS & MXA DS | Mazzer SJ | Starbucks Barista Grinder (Dualit E60/Solis 166)
Pinhalense 2x500g Gas Batch/Sample Roaster | Gene Cafe | IMEX CR-100
Aerobie | eSantos | Zassenhaus | Bodum P/Over | Chemex | Hario Woodneck | Timer Filter
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mhuk
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Post subject:
Posted: Aug 31, 2006 - 09:12 PM
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Joined: Dec 15, 2005
Posts: 705
Location: Worcester
Status: Offline
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| If you can't spell business.... |
_________________
If peeing in your pants is cool, consider me Miles Davis
Bezzera BZ99s * Mazzer SJ * Hottop
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siliconslave
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Post subject:
Posted: Aug 31, 2006 - 09:46 PM
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Joined: Jul 13, 2006
Posts: 26
Location: Guildford
Status: Offline
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AlanP wrote:
No thanks to finance deals,store cards,bonus points etc.
I believe the most important thing around here is customer service.
Word soon gets put about which companies are willing to listen and help.
More importantly,which companies aren't.
Good luck
Alan
am i the only one that was expecting "aren't" to be linked..... |
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AlanP
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Post subject:
Posted: Aug 31, 2006 - 10:09 PM
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Joined: Dec 13, 2004
Posts: 648
Location: Bangor UK
Status: Offline
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siliconslave wrote:
.....am i the only one that was expecting " aren't" to be linked.....
Alan |
_________________
Zaffiro (sold) - Cona - AeroPress
Rocky - IRoast (I ruined it) - Hottop
Now mainly use French Press
.............................................
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BAB
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Post subject:
Posted: Sep 01, 2006 - 04:19 AM
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Joined: Sep 09, 2005
Posts: 191
Location: Dublin, Ireland
Status: Offline
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Even as a fan of financing things I think that a credit option would not be a big selling point in this market. I think that this option works best for items that appeal to a mass market where many of the buyers don't do their homework, caring little for the performance of the items they buy, and are thus easier prey for companies offering "easy" credit at 20%pa or higher. Flat screen TVs and PCs are all open to this sort of purchase incentive.
If I were to finance the purchase of a machine I would do it through a bank or whichever institution offered the best rate and it is my belief that most people who would countenance buying such an item "on tick" would prefer the cheapest option.
I do like the idea of a "loyalty card", my favourite local coffee shop has such a scheme and I'll walk past several other vendors to get a stamp on my card. That said, I'm not sure that as a seller I like the idea of loyal customers. They tend to look for discounts, preferential treatment and free stuff when they really ought to be satisfied with the excellent service that engendered the loyalty in the first place. That's just me though.
Best of luck with the business plan all the same  |
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Post subject:
Posted: Sep 01, 2006 - 03:07 PM
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OK, well I think that the credit idea is a no go for now, but does anyone have any sugesstions on what coffee lovers would like to see available?
Like AlanP says, bonus points, store cards etc are pointless in your eyes! I am from a customer service background so am sure I will be able to apply that to the customers, only thing is trying to draw customers to us.
I see websites like www.pennineteandcoffee.co.uk, www.hookedoncoffee.co.uk & www.go-coffee.co.uk already but I want to be better.
Any suggestions? |
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